Terms & Conditions

1.About Our Services

ExpressFinconnect Pvt. Ltd. operates as a Direct Selling Agent (DSA), facilitating connections between customers and participating banks or NBFCs for relevant financial products.

Our role is to provide information and application assistance within the scope of our arrangements with lending institutions. We are not the lender unless explicitly stated otherwise.

2.No Guarantee of Loan Approval

All loan applications are subject to the respective lender's eligibility criteria, verification, credit assessment, policies, and final approval.

ExpressFinconnect does not guarantee loan approval, a specific interest rate, a particular loan amount, or a fixed processing period.

3.Accuracy of Information

Users agree to provide accurate, complete, and up-to-date information when submitting enquiries or requesting assistance.

Providing false, misleading, or unauthorized information may affect the processing of an enquiry or application.

4.Loan Terms and Charges

Interest rates, processing fees, repayment schedules, penalties, documentation requirements, and other charges are determined by the relevant lender.

Customers should review the lender's official offer, sanction letter, loan agreement, and applicable terms before accepting a loan.

5.Website Use

You agree not to:

• Use the website for unlawful or fraudulent purposes.
• Submit false information or impersonate another person.
• Attempt unauthorized access to website systems or data.
• Interfere with the website's operation or security.
• Copy or misuse website content without appropriate permission.

6.Third-Party Services

We may provide information or links relating to third-party financial institutions. Their products, decisions, services, and policies are governed by their own terms.

7.Intellectual Property

Unless otherwise stated, the website's original text, branding, graphics, design, and other content are owned by or used with permission by ExpressFinconnect. Unauthorized reproduction or commercial use may be restricted by applicable law.

8.Limitation of Liability

To the extent permitted by applicable law, ExpressFinconnect is not responsible for lending decisions made independently by financial institutions or for inaccurate third-party information beyond our reasonable control.

Nothing in these terms excludes liability that cannot legally be excluded under applicable law.

9.Changes to These Terms

We may revise these Terms & Conditions from time to time. Updated terms will be published on this page. Continued use of the website after changes take effect will be subject to the revised terms, as permitted by law.

10.Governing Law

These terms are governed by the applicable laws of India. Any dispute will be handled by the competent courts or authorities having jurisdiction under applicable law.

11.Contact Information

For questions about these Terms & Conditions, contact: